{"id":39151,"date":"2021-12-23T15:09:39","date_gmt":"2021-12-23T09:39:39","guid":{"rendered":"http:\/\/www.kirandhara.com\/?p=39151"},"modified":"2021-12-23T15:09:39","modified_gmt":"2021-12-23T09:39:39","slug":"%e0%a4%b8%e0%a4%b0%e0%a4%95%e0%a4%be%e0%a4%b0%e0%a5%80-%e0%a4%b8%e0%a5%8d%e0%a4%95%e0%a5%80%e0%a4%ae-%e0%a4%b9%e0%a4%b0-%e0%a4%ae%e0%a4%b9%e0%a5%80%e0%a4%a8%e0%a5%87-%e0%a4%87%e0%a4%a4%e0%a4%a8","status":"publish","type":"post","link":"https:\/\/kirandhara.com\/?p=39151","title":{"rendered":"\u0938\u0930\u0915\u093e\u0930\u0940 \u0938\u094d\u0915\u0940\u092e: \u0939\u0930 \u092e\u0939\u0940\u0928\u0947 \u0907\u0924\u0928\u0947 \u0930\u0941\u092a\u090f \u091c\u092e\u093e \u0915\u0930 \u092c\u0941\u0922\u093c\u093e\u092a\u0947 \u092e\u0947\u0902 \u092a\u093e\u090f\u0902 \u092a\u0947\u0902\u0936\u0928"},"content":{"rendered":"<p>\u0915\u0947\u0902\u0926\u094d\u0930 \u0938\u0930\u0915\u093e\u0930 (Central Government) \u0915\u0940 \u0913\u0930 \u0938\u0947 \u0915\u0908 \u0916\u093e\u0938 \u0938\u094d\u0915\u0940\u092e \u091a\u0932\u093e\u0908 \u0917\u0908 \u0939\u0948\u0902, \u091c\u093f\u0938\u0915\u0947 \u091c\u0930\u093f\u090f \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u094b \u092c\u0902\u092a\u0930 \u092b\u093e\u092f\u0926\u093e \u092e\u093f\u0932\u093e \u0939\u0948. \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u0939\u093e\u092f\u0924\u093e \u0926\u0947\u0928\u0947 \u0915\u0947 \u0938\u093e\u0925-\u0938\u093e\u0925 \u0938\u0930\u0915\u093e\u0930 \u0928\u0947 \u0906\u092e \u091c\u0928\u0924\u093e \u0915\u0947 \u0932\u093f\u090f \u092a\u0947\u0902\u0936\u0928 \u0915\u094b \u0932\u0947\u0915\u0930 \u092d\u0940 \u0915\u0908 \u0938\u094d\u0915\u0940\u092e (pension scheme by modi government) \u0936\u0941\u0930\u0942 \u0915\u0940 \u0925\u0940, \u091c\u093f\u0938\u0938\u0947 \u0915\u093f \u0932\u094b\u0917 \u0905\u092a\u0928\u0947 \u0906\u091c \u0915\u0947 \u0938\u093e\u0925-\u0938\u093e\u0925 \u0905\u092a\u0928\u0947 \u092c\u0941\u0922\u093c\u093e\u092a\u0947 \u0915\u094b \u092d\u0940 \u0938\u093f\u0915\u094d\u092f\u094b\u0930 \u092c\u0928\u093e \u0938\u0915\u0947\u0902. \u0928\u0947\u0936\u0928\u0932 \u092a\u0947\u0902\u0936\u0928 \u0938\u094d\u0915\u0940\u092e (NPS Scheme) \u0928\u0947 \u092a\u093f\u091b\u0932\u0947 12 \u0938\u093e\u0932 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0932\u094b\u0917\u094b\u0902 \u0915\u094b \u0905\u091a\u094d\u091b\u093e \u0930\u093f\u091f\u0930\u094d\u0928 \u0926\u093f\u092f\u093e \u0939\u0948. \u092a\u0947\u0902\u0936\u0928 \u0915\u094b\u0937 \u0928\u093f\u092f\u093e\u092e\u0915 \u090f\u0935\u0902 \u0935\u093f\u0915\u093e\u0938 \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923 (PFRDA) \u0915\u0947 \u091a\u0947\u092f\u0930\u092e\u0948\u0928 \u0938\u0941\u092a\u094d\u0930\u0924\u093f\u092e \u092c\u0902\u0926\u094b\u092a\u093e\u0927\u094d\u092f\u093e\u092f \u0928\u0947 \u0915\u0939\u093e \u0939\u0948 \u0915\u093f \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u092a\u0947\u0902\u0936\u0928 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 (National Pension System) \u0928\u0947 \u092a\u093f\u091b\u0932\u0947 12 \u0938\u093e\u0932 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0932\u094b\u0917\u094b\u0902 \u0915\u094b \u0905\u091a\u094d\u091b\u093e \u0930\u093f\u091f\u0930\u094d\u0928 \u0926\u093f\u092f\u093e \u0939\u0948. \u0909\u0928\u094d\u0939\u094b\u0902\u0928\u0947 \u0915\u0939\u093e \u0915\u093f \u0915\u093f\u0938\u0940 \u092d\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u092f\u093e \u0905\u0902\u0936\u0927\u093e\u0930\u0915 \u0915\u094b \u0907\u0938 \u0938\u094d\u0915\u0940\u092e \u0938\u0947 \u0905\u0927\u093f\u0915\u0924\u092e \u0932\u093e\u092d \u0939\u093e\u0938\u093f\u0932 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0907\u0938\u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u091c\u0932\u094d\u0926\u0940 \u0936\u0941\u0930\u0942 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u093f\u090f.<\/p>\n<p>\u092c\u0902\u0926\u094b\u092a\u093e\u0927\u094d\u092f\u093e\u092f \u0928\u0947 \u0938\u094b\u092e\u0935\u093e\u0930 \u0915\u094b \u092d\u093e\u0930\u0924\u0940\u092f \u0909\u0926\u094d\u092f\u094b\u0917 \u092a\u0930\u093f\u0938\u0902\u0918 (CII) \u0915\u0947 \u092c\u0940\u092e\u093e \u090f\u0935\u0902 \u092a\u0947\u0902\u0936\u0928 \u0936\u093f\u0916\u0930 \u0938\u092e\u094d\u092e\u0947\u0932\u0928 \u092e\u0947\u0902 \u0938\u0902\u092c\u094b\u0927\u093f\u0924 \u0915\u0930\u0924\u0947 \u0939\u0941\u090f \u0915\u0939\u093e, &#8221;\u092a\u093f\u091b\u0932\u0947 12 \u0938\u093e\u0932 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0907\u0915\u094d\u0935\u093f\u091f\u0940 \u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u0915\u0947 \u0924\u0939\u0924 \u0930\u093f\u091f\u0930\u094d\u0928 12 \u092b\u0940\u0938\u0926\u0940 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0930\u0939\u093e \u0939\u0948 \u0914\u0930 \u0938\u0930\u0915\u093e\u0930\u0940 \u092a\u094d\u0930\u0924\u093f\u092d\u0942\u0924\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u092f\u0939 9.9 \u092b\u0940\u0938\u0926\u0940 \u0930\u0939\u093e \u0939\u0948. \u0915\u0949\u0930\u092a\u094b\u0930\u0947\u091f \u092c\u093e\u0902\u0921 \u092e\u0947\u0902 \u0932\u094b\u0928 \u0938\u0947 \u091c\u0941\u0921\u093c\u0947 \u0918\u091f\u0928\u093e\u0915\u094d\u0930\u092e\u094b\u0902 \u0915\u0947 \u092c\u093e\u0935\u091c\u0942\u0926 \u0938\u093e\u0932\u093e\u0928\u093e \u0906\u0927\u093e\u0930 \u092a\u0930 9.59 \u092b\u0940\u0938\u0926\u0940 \u0930\u0939\u093e \u0939\u0948. \u0939\u092e\u093e\u0930\u0940 \u092a\u0947\u0902\u0936\u0928 \u0915\u094b\u0937 \u0938\u0902\u092a\u0924\u094d\u0924\u093f\u092f\u093e\u0902 \u0915\u093e\u092b\u0940 \u0939\u0926 \u0924\u0915 \u0907\u0928 \u0918\u091f\u0928\u093e\u0915\u094d\u0930\u092e\u094b\u0902 \u0938\u0947 \u092c\u091a\u0940 \u0930\u0939\u0940 \u0939\u0948\u0902.&#8221; \u0909\u0928\u094d\u0939\u094b\u0902\u0928\u0947 \u0915\u0939\u093e \u0915\u093f \u0905\u092d\u0940 \u0939\u092e\u093e\u0930\u0947 \u092a\u093e\u0938 \u0915\u0941\u0932 6,850 \u0905\u0930\u092c \u0930\u0941\u092a\u092f\u0947 \u0915\u093e \u0915\u094b\u0937 \u0939\u0948, \u091c\u093f\u0938\u0915\u093e \u0930\u093f\u091f\u0930\u094d\u0928 \u0915\u093e\u092b\u0940 \u0905\u091a\u094d\u091b\u093e \u0930\u0939\u093e \u0939\u0948. \u092c\u0902\u0926\u094b\u092a\u093e\u0927\u094d\u092f\u093e\u092f \u0915\u0939\u093e \u0915\u093f NPS \u0915\u093e\u092b\u0940 \u0932\u091a\u0940\u0932\u093e \u0930\u0941\u0916 \u0905\u092a\u0928\u093e\u0928\u0947 \u0915\u093e \u0935\u093f\u0915\u0932\u094d\u092a \u0926\u0947\u0924\u093e \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u094b \u0907\u0938\u092e\u0947\u0902 \u091c\u0932\u094d\u0926\u0940 \u0928\u093f\u0935\u0947\u0936 \u0936\u0941\u0930\u0942 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u093f\u090f. \u0909\u0928\u094d\u0939\u094b\u0902\u0928\u0947 \u0915\u0939\u093e \u0915\u093f \u0907\u0938\u092e\u0947\u0902 \u0932\u091a\u0940\u0932\u093e\u092a\u0928 \u0907\u0938\u0932\u093f\u090f \u0939\u0948 \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u0906\u092a\u0915\u094b \u0938\u093f\u0930\u094d\u092b 1,000 \u0930\u0941\u092a\u092f\u0947 \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0928\u093e \u0939\u094b\u0924\u093e \u0939\u0948. \u0907\u0938\u092e\u0947\u0902 \u0915\u094b\u0908 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0905\u0902\u0936\u0926\u093e\u0928 \u0924\u092f \u0928\u0939\u0940\u0902 \u0939\u0948. \u0906\u092a PMLA \u0915\u093e \u0905\u0928\u0941\u092a\u093e\u0932\u0928 \u0915\u0930\u0924\u0947 \u0939\u0941\u090f \u0907\u0938\u092e\u0947\u0902 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u094d\u0924\u0930 \u0924\u0915 \u092f\u094b\u0917\u0926\u093e\u0928 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902.<\/p>\n<p>\u092c\u0902\u0926\u094b\u092a\u093e\u0927\u094d\u092f\u093e\u092f \u0928\u0947 \u0915\u0939\u093e \u0915\u093f \u092d\u093e\u0930\u0924 \u0915\u094b \u092a\u0947\u0902\u0936\u0928 \u0935\u093e\u0932\u093e \u0938\u092e\u093e\u091c \u092c\u0928\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0905\u092d\u0940 \u0915\u093e\u092b\u0940 \u0915\u0941\u091b \u0915\u0930\u0928\u0947 \u0915\u0940 \u091c\u0930\u0942\u0930\u0924 \u0939\u0948. \u092c\u0940\u092e\u093e \u0928\u093f\u092f\u093e\u092e\u0915 \u090f\u0935\u0902 \u0935\u093f\u0915\u093e\u0938 \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u0930\u0923 (IRDA), PFRDA \u0914\u0930 CII \u0915\u094b \u092e\u093f\u0932\u0915\u0930 \u0926\u0947\u0936 \u092e\u0947\u0902 \u092a\u0947\u0902\u0936\u0928 \u0915\u0947 \u092a\u094d\u0930\u0924\u093f \u091c\u093e\u0917\u0930\u0942\u0915\u0924\u093e \u0915\u0947 \u092a\u094d\u0930\u0938\u093e\u0930 \u0915\u0947 \u0932\u093f\u090f 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PFRDA \u0926\u094b \u092a\u0947\u0902\u0936\u0928 \u092f\u094b\u091c\u0928\u093e\u090f\u0902 NPS \u0914\u0930 \u0905\u091f\u0932 \u092a\u0947\u0902\u0936\u0928 \u092f\u094b\u091c\u0928\u093e (APY) \u0915\u093e \u0911\u092a\u094d\u0936\u0928 \u0926\u0947\u0924\u0940 \u0939\u0948. \u0906\u092a\u0915\u094b \u092c\u0924\u093e \u0926\u0947\u0902 \u0915\u0947\u0902\u0926\u094d\u0930 \u0938\u0930\u0915\u093e\u0930 \u0928\u0947 \u0938\u093e\u0932 2004 \u092e\u0947\u0902 NPS \u0915\u094b \u092a\u0939\u0932\u0947 \u0924\u094b \u0938\u0930\u0915\u093e\u0930\u0940 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0932\u093f\u090f \u0936\u0941\u0930\u0942 \u0915\u093f\u092f\u093e \u0925\u093e \u0932\u0947\u0915\u093f\u0928 \u092c\u093e\u0926 \u092e\u0947\u0902 2009 \u092e\u0947\u0902 \u0906\u092e \u091c\u0928\u0924\u093e \u0915\u094b \u092d\u0940 \u0907\u0938\u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u0940 \u0906\u091c\u093e\u0926\u0940 \u0926\u0940 \u0917\u0908. \u0907\u0938\u0915\u0940 \u0938\u092c\u0938\u0947 \u0916\u093e\u0938 \u092c\u093e\u0924 \u092f\u0947 \u0939\u0948 \u0915\u093f \u0906\u092a \u0930\u093f\u091f\u093e\u092f\u0930\u092e\u0947\u0902\u091f \u0924\u0915 \u0907\u0938\u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902. \u092f\u0939 \u090f\u0915 \u0910\u0938\u093e \u092b\u0902\u0921 \u0939\u0948 \u091c\u093f\u0938\u092e\u0947\u0902 \u0906\u092a \u0925\u094b\u0921\u093c\u0940-\u0925\u094b\u0921\u093c\u0940 \u0930\u0915\u092e \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0924\u0947 \u091c\u093e\u0924\u0947 \u0939\u0948\u0902 \u0932\u0947\u0915\u093f\u0928 \u0930\u093f\u091f\u093e\u092f\u0930\u092e\u0947\u0902\u091f \u0924\u0915 \u092f\u0947 \u092b\u0902\u0921 \u092c\u0939\u0941\u0924 \u091c\u094d\u092f\u093e\u0926\u093e \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948. \u0928\u093f\u0935\u0947\u0936 \u0915\u0940 \u0936\u0941\u0930\u0941\u0906\u0924 \u091c\u093f\u0924\u0928\u093e \u092a\u0939\u0932\u0947 \u0915\u0930\u0947\u0902\u0917\u0947, \u092b\u093e\u092f\u0926\u093e \u0909\u0924\u0928\u093e \u091c\u094d\u092f\u093e\u0926\u093e \u0939\u094b\u0917\u093e. \u0907\u0938 \u0938\u094d\u0915\u0940\u092e \u0915\u0947 \u0932\u093f\u090f \u092a\u093e\u0924\u094d\u0930\u0924\u093e \u0915\u0940 \u092c\u093e\u0924 \u0915\u0940 \u091c\u093e\u090f \u0924\u094b 18-65 \u0938\u093e\u0932 \u0915\u093e \u0915\u094b\u0908 \u092d\u0940 \u092d\u093e\u0930\u0924\u0940\u092f \u0928\u093e\u0917\u0930\u093f\u0915 \u0916\u093e\u0924\u093e \u0916\u0941\u0932\u0935\u093e \u0938\u0915\u0924\u093e \u0939\u0948. \u090f\u0915 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u0947\u0935\u0932 \u090f\u0915 \u0939\u0940 NPS \u0916\u093e\u0924\u093e \u0916\u094b\u0932 \u0938\u0915\u0924\u093e \u0939\u0948. \u092f\u0939 \u091c\u094d\u0935\u093e\u0907\u0902\u091f \u0905\u0915\u093e\u0909\u0902\u091f \u0928\u0939\u0940\u0902 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948.<br \/>\n<script>var 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